Psalm 15:5
“He that putteth not out his money to usury, nor taketh reward against the innocent. He that doeth these things shall never be moved.”
King James Version (KJV)
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This final verse completes the portrait of the righteous person and pronounces a blessing on all who embody these virtues — they shall stand unmoved in the day of judgment.
What Does Psalm 15:5 Mean?
Psalm 15:5 completes the portrait of the righteous person by addressing economic justice and integrity. To 'put out money to usury' is to loan money at excessive interest, exploiting another's desperation for profit. This was forbidden in Israel's law because it preys on the vulnerable — those in need turn to borrowing, and the moneylender takes advantage of their weakness. The righteous person refuses to enrich himself through others' misfortune. Similarly, the righteous person does not 'take reward against the innocent' — does not accept a bribe to testify falsely against an innocent party, does not use his influence to condemn the blameless for payment. Both practices represent a fundamental corruption of justice and a betrayal of those who cannot defend themselves.
The promise that closes the verse is profound: 'He that doeth these things shall never be moved.' The person who lives with such integrity — who walks uprightly, speaks truth, guards the tongue, keeps promises, refuses exploitation, protects the innocent — is established on a foundation that cannot be shaken. While wicked schemes may crumble and the unscrupulous may face judgment, the righteous person stands secure. This is not a promise of ease or exemption from trouble, but of a stability that flows from being rightly aligned with God and with justice. The person whose character rests on integrity cannot be thrown off course by circumstances or opposition.
In the Original Language
The word 'neshakh' (usury) literally means 'bite,' suggesting the way usury 'bites' into and exploits the vulnerable through excessive interest.
Cross References
“If thou lend money to any of my people that is poor by thee, thou shalt not be to him as an usurer, neither shalt thou lay upon him usury.”
- Exodus 22:25
“He that is greedy of gain troubleth his own house; but he that hateth gifts shall live.”
- Proverbs 15:27
“For the eyes of the Lord are over the righteous, and his ears are open unto their prayers: but the face of the Lord is against them that do evil.”
- 1 Peter 3:12
Application
Conduct your financial dealings with justice and compassion, refusing to exploit others' need for your own gain. Let your commitment to justice extend to protecting the innocent and vulnerable, knowing that integrity provides a stability no circumstance can shake.