- Starting price
- Free on Silver, then $29/mo on Gold
- Free tier
- Yes
- Platforms
- Web · iOS (listed as "Givers App")
- Developer
- Continue to Give, Inc
- Launched
- 2012
- Updated
- Jul 26, 2026
The verdict
A legitimately different product from an enterprise giving platform, and it deserves judging against its own brief: a modular all-in-one for a small church or a missionary, free to start, with a member database and real fund accounting for tens of dollars a month. What holds it back is publishing discipline - three incompatible rate cards on one website mean nobody can say what a card gift costs.
Try Continue To Give ↗Opens continuetogive.com
Continue To Give exists because its founder could not afford anything else. Jesse Wellhoefer was a missionary before he was an engineer, and he started the company in 2012 from his apartment with his sister after struggling to raise support for mission work in Tanzania. The stated purpose has not drifted: to serve "the small guy with limited resources." The site gives its target market as "Organizations raising under $500,000/year." It runs from Birnamwood, Wisconsin.
What grew out of that is a modular all-in-one. The giving layer covers seven methods - text, app, online, QR code, Facebook, kiosk and a virtual terminal - with recurring gifts, unlimited projects and purposes, peer-to-peer fundraising, a donor portal, tax receipts and reporting. On top you can bolt an Advanced ChMS with donor database, texting, newsletters, events, small groups, custom forms and child check-in, plus fund accounting with a chart of accounts and balance sheets. A website builder and live streaming sit alongside.
The problem is the pricing, and it needs stating early. Continue To Give publishes three incompatible fee structures on three pages of its own site. The homepage headlines "2.7% + $0.25 / transaction" and labels it "Lowest Rates!" The church pricing page gives Silver as "3.2% + $0.45 per transaction" and Gold as "~2.5% + $0.25 per transaction interchange plus rates." The rates page publishes something else again. None reconcile.
On the rating. There is a companion iOS app, listed under a different name - "Givers App," published by Continue to Give, Inc - and it has attracted only eight ratings, averaging 3.4. Eight votes is below the threshold at which we will publish an aggregate score, because a single-figure sample measures who was annoyed enough to rate rather than how a product performs. So the 3.6 above is our own editorial assessment. This review comes from published material and verified store data; we have not used the software. Note too that theleadpastor.com has reviewed this product.
✓ The good
- A properly free tier - Silver is $0/mo with text, app, kiosk and QR giving, donation forms, peer-to-peer fundraising, a virtual terminal and donor portal
- Seven giving methods as standard - text, app, online, QR code, Facebook, kiosk and virtual terminal - a wider surface than most platforms offer at any price
- Modular pricing: Advanced ChMS at $40/month + $0.03 per contact, Fund Accounting at $29/month, so a small church can add a chart of accounts cheaply
- You can keep your own merchant account - the software-only route at $30, $50 or $100/month is unusual, and useful if you have negotiated card rates
- Donor Pays Fees is a published feature and free on Silver, so small churches can pass processing costs to willing donors at no extra cost
- Light terms - "No setup fee. No contract. No credit card required! Cancel any time" - and the free tier means you can evaluate without paying
- Honest about who it is for: a stated target market of organisations raising under $500,000 a year, rather than claiming to fit everyone
✗ Watch out
- Three contradictory published card rates on one site - homepage "2.7% + $0.25", Silver "3.2% + $0.45", Gold "~2.5% + $0.25", merchant tiers "3.0% + 30¢" and "1.99% + 30¢" - so no single true rate exists
- Silver's 3.2% + $0.45 is expensive - roughly 5% all-in on a $25 gift, so the free plan is paid for at the transaction level instead
- "No monthly fee" is true only of Silver - Gold is $29/mo, ChMS $40/mo + $0.03/contact, Fund Accounting $29/mo, software-only $30-$100/mo
- Gold's rate is not a knowable number - "~2.5% + $0.25 per transaction interchange plus rates" varies by card, so cost cannot be forecast
- Things that should be included cost extra on the paid plan - ACH $5/Month on both tiers, Donor Pays Fees $5/Month on Gold, text giving $10/Month per number
- Payout timing, chargebacks, data export and cancellation mechanics are effectively unpublished - the help page renders as a shell - and no named integrations exist
Best for
- Small churches raising under $500,000 a year
- Missionaries and individual support-raisers
- Organisations wanting giving, ChMS and accounting in one
- Churches that already have a merchant account
Avoid if
- You need a forecastable, single published card rate
- You are a large or multi-site church
- You depend on Planning Center or QuickBooks integration
- You need Apple Pay, crypto, stock or DAF giving
What Continue To Give is
Continue To Give is a modular giving and church-administration platform aimed at small and medium organisations. The core is online giving across seven published methods - text, app, online, QR code, Facebook, kiosk and virtual terminal - with recurring gifts, unlimited projects and purposes, peer-to-peer fundraising, a donor portal with member login, customisable tax receipts, a Donor Pays Fees option and reporting.
Two paid modules extend it: an Advanced ChMS at $40/month plus $0.03 per contact, and Fund Accounting at $29/month. Those stack on the giving tier rather than replacing it, alongside a website builder and live streaming. The company states a target market of organisations raising under $500,000 a year, with separate pricing pages for churches, nonprofits and missionaries. A companion iOS app is listed as "Givers App."
Why small churches and missionaries choose Continue To Give
The origin story is the positioning. Jesse Wellhoefer built this in 2012 from an apartment with his sister, after failing to raise support for mission work in Tanzania on tools priced for institutions. The intended customer was "the small guy with limited resources," and the product still reflects that: a free tier that is not a trial, modules priced in $29 and $40 increments rather than as an enterprise bundle, and a separate published pricing page for individual missionaries - a segment most giving platforms do not acknowledge exists.
For a church of sixty people that shape is the whole argument. The realistic alternative is not a competing platform; it is a spreadsheet, a paper directory, a shoebox of receipts and a treasurer reconciling the year from bank statements. Against that baseline, $29 a month for fund accounting with a chart of accounts and a balance sheet is transformative rather than convenient. Judged against an enterprise platform it looks thin. Judged against what small organisations actually do, it is doing something larger vendors have priced themselves out of.
Seven giving methods, and two routes to a merchant account
The giving surface is wide and available on the free tier: text, app, online, QR-code, Facebook and kiosk giving, plus a virtual terminal for taking a card over the counter. Behind those sit recurring gifts, unlimited projects and purposes so gifts can be designated, peer-to-peer fundraising, a donor portal and tax receipts. The company also claims it has "teamed with Visa to bring you lower transaction rates."
More unusual is that there are two structurally different ways to buy. The bundled route puts Continue To Give in the payment chain and prices the software free, $15 or $29 a month by volume band. The software-only route lets you keep your own merchant account: $30/month under $5,000 raised, $50 to $19,999, $100 above $20,000. That matters to a church that has already negotiated rates through a bank or a denominational scheme, and few platforms here offer it - most insist on being the processor.
The fee picture: three published rate cards that do not agree
This has to be laid out in full, because it is the most important thing about the product. Homepage: "2.7% + $0.25 / transaction," labelled "Lowest Rates!" Pricing pages: Silver "3.2% + $0.45 per transaction," Gold "~2.5% + $0.25 per transaction interchange plus rates," ACH on both "0.5% + $0.35" and itself a "$5/Month" add-on. Rates page: merchant tiers at free with "3.0% + 30¢", $15/month with "1.99% + 30¢", or $29/month with a "Custom Rate." American Express is discussed but not priced.
The consequence is that you cannot forecast. Taken at face value, Silver costs $1.25 on a $25 gift - almost exactly 5% all-in - and $3.65 on a $100 gift. Gold's nominal rate would be $2.75 on that same gift, so its $29 fee only pays for itself north of $3,200 a month in card giving. But Gold is interchange-plus and the tilde is doing real work, so that break-even is an illustration rather than a promise. Silver's rate is the dearest published in this set, and the free tier is paid for gift by gift.
Advanced ChMS and fund accounting: an all-in-one, module by module
The two paid modules turn a giving page into an administration platform. Advanced ChMS is $40/month plus $0.03 per contact and covers a donor database, texting, newsletters, events, small groups, picture directory, member login, custom forms, child check-in and mail merge. Fund Accounting is $29/month and covers bank integration, fund tracking, a chart of accounts, journal entries, balance sheets and income statements. Per-contact pricing means 1,000 contacts is $70/month and 5,000 is $190.
The strategic point is that Continue To Give competes with a ChMS rather than integrating with one. No named third-party integrations are published anywhere we looked - no Planning Center, no Rock RMS, no QuickBooks - a real gap next to SecureGive, Overflow and Anedot, all of which name theirs. But it explains the appeal to the intended customer: a sixty-person church has no ChMS to integrate with. It wants one login, one bill, and a treasurer who can produce a balance sheet.
Pricing
Silver (Online Giving)
$0/mo
Text, app, kiosk and QR-code giving, donation forms, peer-to-peer fundraising, virtual terminal, donor portal, recurring gifts, unlimited projects, tax receipts, reporting. Card rate 3.2% + $0.45. Donor Pays Fees and text giving are free on this tier.
Gold (Online Giving)
$29/mo
The same published feature list as Silver. What you buy is the rate: "~2.5% + $0.25 per transaction interchange plus rates" - lower nominally, but not a fixed figure. Donor Pays Fees becomes $5/Month and text giving $10/Month per custom number.
Advanced ChMS
$40/mo + $0.03 per contact
Donor database, texting, newsletters, reporting, events, small groups, picture directory, member login, custom forms, child check-in, tasks, mail merge. Per-contact pricing means 1,000 contacts is $70/month and 5,000 is $190/month.
Fund Accounting
$29/mo
Bank integration, fund tracking, chart of accounts, journal entries, fund transfers, balance sheets, income statements. Real fund accounting at this price is the strongest part of the modular pitch.
Start with what is straightforward. Silver is $0/month with the full published giving feature list. Gold is $29/month with the same features and a different rate. Advanced ChMS is $40/month plus $0.03 per contact. Fund Accounting is $29/month. Those stack, so a small church wanting giving, a database and real books lands near $99/month at 1,000 contacts. Terms are light: "No setup fee. No contract. No credit card required! Cancel any time."
Then the transaction rates, which are not straightforward. Silver is 3.2% + $0.45 per card transaction; Gold is "~2.5% + $0.25 per transaction interchange plus rates"; ACH on both is 0.5% + $0.35, and bank giving sits behind a $5/Month add-on rather than being included. Meanwhile the homepage headlines a flat "2.7% + $0.25" as "Lowest Rates!", and the rates page publishes a separate merchant-account structure at 3.0% + 30¢, 1.99% + 30¢ or custom.
The add-on pattern is counter-intuitive. Donor Pays Fees - the option passing processing costs to willing donors - is free on Silver and $5/Month on Gold. Text giving is free on Silver and $10/Month per custom number on Gold. ACH is $5/Month on both. Three features free or cheaper on the free plan cost money on the paid one, which suggests the tiers were designed around the transaction rate first and the feature list second.
The guarantee needs its fine print read. "Our $100 power guarantee. Like us or leave with $100" carries a condition of "at least 3 months on the paid plan to qualify" and an "offer equals $33 per product used" - so $100 requires three months across three products. What is not published matters as much: payout timing appears nowhere on the pricing, rates, homepage or help pages reviewed, chargeback handling, data export and cancellation mechanics are equally absent because /content/help.html renders as a shell, and there is no published Apple Pay, Google Pay, crypto, stock or donor-advised-fund giving.
Where Continue To Give falls behind
Three rate cards, one product. The homepage says 2.7% + $0.25 and calls it "Lowest Rates!"; the pricing pages say Silver 3.2% + $0.45 and Gold ~2.5% + $0.25 interchange-plus; the rates page says 3.0% + 30¢, 1.99% + 30¢ or custom by volume. These are not one product described badly - they are different numbers for the same transaction, all currently published.
"No monthly fee" is true of exactly one tier. That homepage claim sits on the same site as $29/mo Gold, $40/mo + $0.03/contact ChMS, $29/mo Fund Accounting, and a software-only route at $30 to $100 a month. So does "Lowest Rates!", when Silver's rate is the dearest published in this set. Nothing is an outright lie; the effect is that a careful reader stops trusting the copy.
The free tier is paid for by donors. At 3.2% + $0.45 a $25 gift costs roughly 5%, which is not what churches picture when they read "free." Donor Pays Fees is free on Silver and mitigates this if donors opt in, but nothing is published on how the added amount is calculated or whether it defaults on.
No named integrations, and per-contact pricing with no ceiling. There is no published Planning Center, Rock RMS or QuickBooks integration - a clear gap against SecureGive, Overflow and Anedot - so a church keeping a separate system moves data by hand. And ChMS at $40/month + $0.03 per contact means a 5,000-contact church pays $190/month for the database alone.
The published record thins out where trust is built. Payout timing is unpublished, as are chargeback handling, data export and cancellation mechanics - the FAQ page that should answer them renders as a shell. The companion iOS app is listed under a different name, carries a 17+ content rating for a giving app, and was last updated in January 2025.
Continue To Give vs. Tithe.ly vs. Zeffy
Three answers to one question at three levels of maturity. Tithe.ly is the mainstream all-in-one: giving, ChMS, app and website from one vendor, at much greater scale and with published integrations. Zeffy takes the most radical position on cost - no platform fees and no transaction fees, funded by an optional tip at checkout - cheapest on paper, hardest on donors. Continue To Give sits between them in ambition and below both in polish.
On cost, a precise comparison is impossible, and that is Continue To Give's fault rather than a limit of this review. Silver at $0/month with 3.2% + $0.45 is expensive per gift but free to hold. Gold at $29/month with an interchange-plus rate cannot be modelled in advance. Zeffy is straightforwardly cheaper for the organisation and shifts cost onto donor tips. For a church raising very little, Silver plus Donor Pays Fees costs the organisation nothing in subscription terms.
On store signal, none of these is a reason to choose or reject a platform. Continue To Give's companion app is listed as "Givers App" with just 8 ratings averaging 3.4 - single figures, statistically meaningless, which is why we publish an editorial 3.6 instead. Zeffy sits at 2.8 from 45 ratings, also thin. These are utilities most congregants touch once or twice a year, so scores here measure irritation more than quality. Judge on fee transparency and payout terms instead.
The bottom line
Judged against the brief it set itself, Continue To Give does something worth doing. A church of sixty people, or a missionary raising their own support, can get seven giving methods on a free tier, add a member database with child check-in for $40 a month plus three cents a contact, and add genuine fund accounting with a chart of accounts and a balance sheet for $29 - and the realistic alternative for that customer is a spreadsheet and a shoebox, not a competing platform. The founding story is coherent with the product: Jesse Wellhoefer built it in 2012 after failing to raise support for mission work in Tanzania on tools priced for institutions, and it still says its customer is "the small guy with limited resources." Our editorial 3.6 reflects carelessness with money rather than thinness of features. Three contradictory card rates are published right now; "No monthly fee" and "Lowest Rates!" are true of one tier only; Gold's interchange-plus rate cannot be forecast; ACH, fee coverage and text giving cost extra on the paid plan; and payout timing, chargebacks and data export are unpublished. If the module list matches your needs, get your card rate, ACH rate and payout timing in writing, then start on free Silver. If you are large or multi-site, the vendor has already told you this is not for you.
Alternatives to Continue To Give
Frequently asked questions
How much does Continue To Give cost?
Silver is $0/month and Gold is $29/month. Two modules stack: Advanced ChMS at $40/month plus $0.03 per contact, Fund Accounting at $29/month. A software-only route for churches keeping their own merchant account costs $30, $50 or $100/month by volume. Add-ons: ACH $5/Month on both tiers, Donor Pays Fees $5/Month on Gold, text giving $10/Month per custom number.
What is the actual transaction fee?
We cannot tell you, and that is the most serious criticism here. The homepage says "2.7% + $0.25"; the pricing page says Silver "3.2% + $0.45" and Gold "~2.5% + $0.25 per transaction interchange plus rates"; the rates page publishes merchant tiers at "3.0% + 30¢", "1.99% + 30¢" or custom. ACH is 0.5% + $0.35 but needs a $5/Month add-on.
Is the free plan really free?
The subscription is genuinely $0/month, with no setup fee, no contract and no credit card required. But Silver's card rate is 3.2% + $0.45 - roughly 5% all-in on a $25 gift, the dearest published rate in this set. Free to hold, expensive to transact on. Donor Pays Fees is free on Silver and can shift that cost to willing donors.
Does Continue To Give have a mobile app?
Yes, but listed on the App Store under a different name - "Givers App," published by Continue to Give, Inc - worth knowing before telling a congregation what to search for. It has only eight ratings, averaging 3.4, last updated January 2025. Eight is below the threshold at which we publish an aggregate, because a single-figure sample measures irritation rather than performance. Our 3.6 is editorial.
What size of church is it for?
The vendor answers this itself: a stated target market of "Organizations raising under $500,000/year," with separate pricing pages for churches, nonprofits and missionaries. A large church will hit the per-contact ChMS pricing, the absent integrations and the unpublished payout terms as real problems. A sixty-person church working from a spreadsheet is the intended customer.
Does it integrate with Planning Center or QuickBooks?
No named third-party ChMS or accounting integrations are published on any page we reviewed. Continue To Give bundles its own donor management and fund accounting as paid add-ons instead, so it competes with a ChMS rather than connecting to one. If you keep a separate system, assume manual data movement.
How does the $100 guarantee work, and when do payouts arrive?
The guarantee reads "Like us or leave with $100," but the fine print requires "at least 3 months on the paid plan" and pays "$33 per product used" - so $100 means three months across three products. It is not a refund policy. Payout timing is not published at all, and the FAQ page that should cover it renders as a shell.
Sources & further reading
- faith.tools listing for background on the company and its history ↗
- Continue To Give - homepage ("2.7% + $0.25 / transaction", "No setup fee. No monthly fee. No contract", headquarters, target market) ↗
- Continue To Give - church pricing (Silver, Gold, Advanced ChMS and Fund Accounting prices, Silver and Gold transaction rates, add-ons) ↗
- Continue To Give - nonprofit pricing (same tiers, add-on table including Donor Pays Fees at $5/mo on Gold) ↗
- Continue To Give - Transaction Rates page (the contradictory software-only and merchant-account tier structures, American Express commentary) ↗
- Continue To Give - church giving page (Donor Pays Fees, the Visa charitable-rates claim, $100 power guarantee fine print) ↗
- Continue To Give - Help/FAQ page (returned no substantive FAQ content when reviewed - a finding in itself) ↗
- Apple App Store - "Givers App" by Continue to Give, Inc (the companion iOS listing, published under a different name) ↗
